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Financial Services Compensation Scheme

Manchester Building Society is covered by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. The FSCS can pay compensation to depositors up to a total of £85,000 if we are unable to meet our financial obligations. Any deposits held above this limit are unlikely to be covered.

In general, all retail depositors and businesses are covered by the FSCS. However, some exclusions do apply. It will be confirmed on your Annual Statement if your deposits are eligible for compensation.

Basic information about the protection of eligible deposits and the types of deposits and depositors that are excluded from protection are provided in an Information Sheet and Exclusions List, which is available by clicking here.

For specific information about how the FSCS applies to your individual circumstances, please call us on 0161 923 8065.

For further information about the compensation provided by the FSCS, refer to the FSCS website at A useful leaflet is also available by clicking here.