Manchester Building Society is a member of the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation if we are unable to meet our financial obligations.

In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with us, including your share of any joint account, and not to each separate account.

Your accounts with us will be covered by the scheme unless you are:

• A large company
  
  
• A large partnership
  
  
• A large mutual association
  
  
• A local, provincial or municipal authority
  
  
• A person whose claim arises from transactions relating to a conviction they have recieved for money laundering

For further information about the scheme (including the amounts covered and eligibility to claim) please refer to the FSCS website or call 0800 678 1100.