These are accounts that are no longer available to new customers.
The tables set out below will provide you with a simple guide to the interest rates of the accounts that have been suspended.
Should you have any queries regarding your savings account please contact us on 0161 923 8065.
Manchester ISAs
|
Premier ISA Issue 4
(Rate effective from 19th Jan 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
3.01 |
3.01 |
N/A |
|
Premier Instant ISA Issue 1
(Rate effective from 15th Feb 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
1.76 |
1.76 |
2.01 |
|
Premier ISA 30 Issue 1
(Rate effective from 15th Feb 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.06 |
2.06 |
2.31 |
|
Premier ISA 35
(Rate effective from 15th Jan 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.51 |
2.51 |
3.01 |
|
Premier ISA 45
(Rate effective from 7th Dec 09) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.71 |
2.71 |
3.26 |
|
Fixed Rate Cash ISA Issue 2
(Rate effective from 12th Nov
09) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
4.51 |
4.51 |
N/A |
|
Fixed Rate Cash ISA Issue 1
(Rate effective from 9th April 09) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
3.31 |
3.31 |
N/A |
|
Premier ISA Issue 3
(Rate effective from 1st Feb 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.01 |
2.01 |
4.50 |
|
Premier ISA Issue 2
(Rate effective from 15th Feb 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.01 |
2.01 |
2.26 |
|
Premier ISA Issue 1
(Rate effective from 15th Feb 10) |
AER% |
Tax
Free % |
Previous
AER% |
|
£1,000 + |
2.01 |
2.01 |
2.26 |
Manchester Fixed Rate Accounts
|
Money By Mail 90 (Monthly Fixed)
(Rate effective from 31st Aug 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £250,000 |
3.04 |
3.00 |
2.40 |
6.22 |
|
Fixed Rate Bond (Issue 44)
(Rate effective from 1st Jan 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
3.01 |
3.01 |
2.41 |
N/A |
|
Fixed Rate Bond (Issue 43)
(Rate effective from 1st Jan 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
2.51 |
2.51 |
2.01 |
N/A |
|
Fixed Rate Bond (Issue 42)
(Rate effective from 12th Nov 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £75,000 |
4.51 |
4.51 |
3.61 |
N/A |
|
Fixed Rate Bond (Issue 41)
(Rate effective from 1st July 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
3.00 |
3.00 |
2.40 |
N/A |
|
Fixed Rate Bond (Issue 40)
(Rate effective from 26th April 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
4.03 |
4.03 |
3.22 |
N/A |
|
Fixed Rate Bond (Issue 39)
(Rate effective from 26th April 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
4.03 |
3.96 |
3.17 |
N/A |
|
Fixed Rate Bond (Issue 30, 31 and 32)
(Rate effective from 1st June 07) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000- £100,000 |
5.75 |
5.75 |
4.60 |
N/A |
|
Easy Access
(Rate effective from 23rd Jan 06) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,250 - £200,000 |
0.50 |
0.50 |
0.40 |
N/A |
|
£500 - £1,249 |
0.05 |
0.05 |
0.04 |
N/A |
Manchester Instant Accounts
|
Premier Guarantee Issue 3
(Rate effective from 24th March 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.66 |
2.66 |
2.13 |
N/A |
|
Premier Guarantee Issue 2
(Rate effective from 5th Oct 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.06 |
2.06 |
1.65 |
2.51 |
|
Premier Guarantee
(Rate effective from 13th Oct 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.01 |
2.01 |
1.61 |
2.25 |
|
Premier Bonus Issue 3
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
0.76 |
0.76 |
0.61 |
1.01 |
|
Premier Bonus Issue 2
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
0.86 |
0.86 |
0.69 |
1.11 |
|
Premier Bonus
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.25 |
0.25 |
0.20 |
0.5 |
|
Premier Postal Issue 2
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
1.37 |
1.37 |
1.10 |
1.62 |
|
Premier Postal
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.66 |
0.66 |
0.53 |
0.91 |
|
Premier Access
(Rate effective from 9th April 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.05 |
0.05 |
0.04 |
0.55 |
|
Premier Plus
(Rate effective from 15th Feb 10)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.25 |
0.25 |
0.20 |
0.5 |
|
Premier Direct
(Rate effective from 9th April 09)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.05 |
0.05 |
0.04 |
0.35 |
|
Premier Instant (Issue 2)
(Rate effective from 1st Jan 10)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
2.00 |
2.00 |
1.60 |
N/A |
|
Premier Instant (Monthly Interest)
(Rate effective from 1st Jan 09)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £200,000 |
0.05 |
0.05 |
0.04 |
N/A
|
Manchester Notice Accounts
|
Premier Notice Issue 3
(Rate effective from 15th Feb 2010) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
1.96 |
1.96 |
1.57 |
2.21 |
|
Premier Notice Issue 6
(Rate effective from 20th Jan 2010) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
3.31 |
3.31 |
2.65 |
N/A |
|
Premier Saver 35
(Rate effective from 15th Jan 2010) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.51 |
2.51 |
2.01 |
3.01 |
|
Premier Bonus Issue 6
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.51 |
2.51 |
2.01 |
2.76 |
|
Premier Bonus Issue 5
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
1.84 |
2.16 |
1.73 |
2.09 |
|
Premier Bonus Issue 4
(Rate effective from 15th Jan 2010) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
2.51 |
2.51 |
2.01 |
3.01 |
|
Premier Guarantee Issue 4
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
2.06 |
2.06 |
1.65 |
2.31 |
|
Premier Notice Issue 5
(Rate effective from 17th Nov 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £50,000 |
3.31 |
3.31 |
2.65 |
N/A |
|
Premier Notice Issue 4
(Rate effective from 15th Feb 2010) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
2.26 |
2.26 |
1.81 |
2.51 |
|
Premier Notice Issue 2
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £75,000 |
1.76 |
1.76 |
1.41 |
2.01 |
|
Premier Notice
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.26 |
0.26 |
0.21 |
0.51 |
|
Premier Ninety Issue 3 (Annual)
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
2.01 |
2.01 |
1.61 |
2.26 |
|
Premier Ninety Issue 3 (Monthly)
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
2.01 |
1.99 |
1.59 |
2.26 |
|
Premier Ninety Issue 2 (Annual)
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
2.01 |
2.01 |
1.61 |
2.26 |
|
Premier Ninety Issue 2 (Monthly)
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
2.01 |
1.99 |
1.59 |
2.26 |
|
Premier Ninety
(Rate effective from 15th Feb 10) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £100,000 |
0.27 |
0.27 |
0.22 |
0.52 |
|
Premier Sixty Issue 1
(Rate effective from 15th Feb 10)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£25,000 - £75,000
£1,000 - £24,999 |
1.61
1.41 |
1.61
1.41 |
1.29
1.13 |
1.86
1.66
|
|
Money By Mail 90
(Rate effective from 15th Feb 10)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£100,000 - £250,000 |
0.75 |
0.75 |
0.60 |
1.00 |
|
£1,000 - £99,999 |
0.61 |
0.61 |
0.49 |
0.86 |
|
Money By Mail 90 Monthly
(Rate effective from 15th Feb 10)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£100,000 - £250,000 |
0.75 |
0.75 |
0.60 |
1.00 |
|
£1,000 - £99,999 |
0.61 |
0.60 |
0.48 |
0.86 |
|
Classic Account (Annual Interest)
(Rate effective from 9th April 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£100,000 - £200,000 |
0.05 |
0.05 |
0.04 |
0.35 |
|
£1,000 - £99,999 |
0.05 |
0.05 |
0.04 |
0.20 |
|
Classic Account (Monthly Interest)
(Rate effective from 9th April 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£100,000 - £200,000 |
0.05 |
0.05 |
0.04 |
0.35 |
|
£1,000 - £99,999 |
0.05 |
0.05 |
0.04 |
0.20 |
Manchester Business Accounts
|
Business Instant
(Rate effective 16th Dec 08)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £350,000 |
0.05 |
0.05 |
0.04 |
N/A |
|
Business Notice 30
(Rate effective from 1st Jan 09) |
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £500,000 |
0.05 |
0.05 |
0.04 |
N/A |
|
Business Notice 45
(Rate effective from 21st Jan 09)
|
AER% |
Gross%
|
Net%
|
Previous
AER% |
|
£1,000 - £500,000 |
0.05 |
0.05 |
0.04 |
N/A |
POINTS TO NOTE
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added to the account each year.
Tax Free. Interest is paid tax free which means that it is exempt from income tax.
Interest is payable gross subject to receipt of certification as required by HM Revenue & Customs, or net of income tax at the appropriate rate required by legislation. Non tax payers and lower rate tax payers may be able to reclaim this tax in full or part from HM Revenue & Customs. Net rates are illustrative only and assume tax is accounted for at a rate of 20%. Where balances fall below the minimum for any particular account type, the Paid Up Share rate will apply (currently 0.05% Gross / AER). The Society reserves the right to close accounts where the minimum balance has not been maintained.
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