Easy Saver Notice ISA Issue 2

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SUMMARY BOX
KEY PRODUCT INFORMATION FOR OUR SAVINGS ACCOUNT
Account name Easy Saver Notice ISA Issue 2
Interest Rates (AERs)
The interest rate is variable and will be altered at the Society's discretion.
The interest rate includes a bonus equivalent to 0.50% per annum, payable for the first 3 months from account opening.
Interest is calculated daily and credited to your account annually on 31st December.
Deposit
AER%*
Tax Free %**
£1,000 +
2.13
2.50
Tax Status Tax Free**
Conditions for Bonus Payments A bonus equivalent to 0.50% per annum is payable for the first 3 months from account opening.
Withdrawal Arrangements Withdrawals and closures are available by providing 35 days notice or immediately subject to a penalty equivalent to 35 days loss of interest on the amount withdrawn.
Access Post, Branch or Agency

CONDITIONS

You must read this in conjunction with the Terms and Conditions, that set out further information relating to this account.

In each tax year, you can save up to £5,340 in a cash ISA with one provider and the remainder of the £10,680 allowance into a stocks and shares ISA with the same or another provider. Alternatively you can invest up to £10,680 in a stocks and shares ISA..

You may transfer current tax year subscriptions in whole and/or previous tax year subscriptions in whole or in part, held in a cash ISA with another ISA Manager, into this cash ISA, which we will manage in accordance with our Terms and Conditions.

Closures, withdrawals and transfers out are permitted by providing 35 days notice or are available immediately subject to a penalty equivalent to 35 days loss of interest on the amount withdrawn.

Please note that we reserve the right to withdraw this account at any time and return applications should the account become oversubscribed. Only one account can be opened per person. Applicants must be aged 18 or over and permanently resident in the UK.

To open an account you can apply through the post at the address below or call into our branch or your local agency. For full details of our agency network please contact us.

The Society offers a range of Savings accounts and ISAs, for more details about our accounts or if you have any queries please contact us on 0161 923 8015.

POINTS TO NOTE

*AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and added to the account once each year. **Interest is paid tax free which means that it is exempt from income tax. Where balances fall below the minimum (£1,000) for the account type, a variable interest rate currently 0.05% AER / tax free will apply.