Fixed Mortgages

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Key:
P Purchase
R
SVR
 Re-mortgage
Standard Variable Rate
FTB First Time Buyer
LTV Loan To Value
Arr.Fee Arrangement Fee
Rev.Rate Reversion Rate
ERC Early Repayment Charge
none
 Not Applicable
Free Legals Free Valuation and Legal Fees (remortgage only)
With a Fixed Rate mortgage you pay a fixed amount each month for a specific period. This gives you peace of mind in knowing that your monthly repayments will not change during the fixed rate period. The reversionary rate is the Society's Standard Variable Rate (SVR). This means your mortgage payments will increase or decrease in line with any changes in the Society's SVR (currently 7.09%).

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Product Name
 Borrower Type
 Rate (%) Rev. Rate (%)
 Income Multiples
 APR (%) LTV Arr.Fee (£) ERC
 Incentives
FX1f - 3 Year Fixed (65%)
 P, R, FTB
 5.79
 SVR (7.09) 4x+1 or 3.25 x joint
 7.0
 65% 595 3% for 3 years
 None
FX2f - 3 Year Fixed (75%)
 P, R, FTB
 5.99
 SVR (7.09) 4x+1 or 3.25 x joint 7.1 75% 595
 3% for 3 years None
FX3f - 5 Year Fixed (65%) P, R, FTB 5.79 SVR (7.09) 4x+1 or 3.25 x joint 6.8 65% 595 3% for 5 years Free Legals
FX4f - 5 Year Fixed (75%)
 P, R, FTB 5.99 SVR (7.09) 4x+1 or 3.25 x joint 6.9 75% 595 3% for 5 years Free Legals