| Key: |
| P |
Purchase |
| R |
Re-mortgage |
|
LTV |
Loan To Value
|
| APR |
Annual Percentage Rate |
| Arr.Fee |
Arrangement Fee |
| Rev.Rate |
Reversion Rate |
| ERC |
Early Repayment Charge |
| SVR |
Standard Variable Rate |
A fixed rate mortgage offers a fixed interest rate for a set period of time. This allows you to know exactly how much you will have to pay each month for the period of the fixed rate. After the fixed rate period has ended, your interest rate will revert to a rate discounted by 0.50% of the Standard Variable Rate for the remainder of the mortgage term.
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| Product Name |
Mortgage Purpose |
Rate (%) |
Rev. Rate (%) |
Income Multiples |
APR (%) |
LTV |
Arr.Fee |
ERC |
|
|
P |
4.25 Fixed Rate |
SVR - 0.50% |
3.25x +1 or 2.50 x joint |
5.4 |
80% |
£695 |
3% for 2 years |
|
|
R |
4.50 Fixed Rate |
SVR - 0.50% |
3.25x +1 or 2.50 x joint |
5.5 |
80% |
£695 |
3% for 2 years |
|
|
P |
3.99 Fixed Rate |
SVR - 0.50% |
3.50x +1 or 2.75 x joint |
5.4 |
60% |
£999 |
3% for 2 years |
|
|
R |
4.24 Fixed Rate |
SVR - 0.50% |
3.50x +1 or 2.75 x joint |
5.4 |
60% |
£999 |
3% for 2 years |
