Eligibility

We offer savings accounts to individuals. To find out if you are eligible to open one of our savings accounts please check our requirements below.

Individuals

Accounts can be opened in a single name, or jointly in the names of up to four people.

You must be permanently resident in the UK to open one of our savings accounts, and you must be aged 18 or over.

Cash ISAs

A Cash ISA can be opened in a single name only.

You must be resident and ordinarily resident in the UK for tax purposes to open a Cash ISA.

You must be aged 16 or over.

You can only subscribe to one Cash ISA in each tax year.

There are currently no ISA Accounts available at present. If you would like to be informed when we launch a new account, please contact us on 0161 923 8015.

Businesses

We open accounts for Sole Traders, Partnerships, Limited Liability Partnerships (LLPs), Registered Charities, and Private Companies.

Your business must be a small sized enterprise meeting at least two of the following criteria:

  • Not more than 50 employees.
  • Have a balance sheet total not exceeding £3.26m.
  • Have annual net turnover not exceeding £6.5m.

Our Business Savings Accounts are not available for the following business entities: financial institution, credit institution, investment firm, insurer, collective investment funds, pension and retirement funds, public authorities.

There are currently no Business Accounts available at present. If you would like to be informed when we launch a new account, please contact us on 0161 923 8015.