Lending Criteria

Age restrictions for applicants:

The minimum age we will lend to is 25 years. (Please check current product details for criteria as a higher minimum age may apply)

The maximum age at the end of the mortgage term is 70 years.

Where we lend:

We only lend in England and Wales.

Repayment methods:

Capital and Interest Repayment.

Part Capital and Interest and part Interest Only up to a maximum of 70% LTV.

Interest Only up to a maximum of 70% LTV.

Higher Lending Charge:

This is a one-off fee which may be payable on your mortgage (see Jargon Buster and individual product details for criteria).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE