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Second Home

LoanAmount £
PropertyValue £ Term (Years):

Loan To Value Term

• Discount

  • Second Home (Home from Home) 80% LTV View Details

    Initial Rate	Followed By	APR	ERC	Max LTV	Arr Fee	Monthly Repayment
    3.99%	4.49%	4.5%	3% for 3 years	80%	£495.00

    Product Features

    • Features

      • This is a Second Home product which offers a discounted rate of 1.50% off the Society’s Standard Variable Rate (SVR) for 3 years, currently 3.99%.

      • The interest rate will then revert to a rate discounted by 1.00% off the SVR for the remainder of the term (currently 4.49%).

      • Available on a Capital and Interest repayment basis.

      • The product is available for mortgages between £30,000 - £350,000.

      • The minimum age for this product is 25 years and the maximum age is 70 years.

      • Minimum term of 5 years and a maximum term of 30 years

      • The product is available for purchases and remortgages for owner occupation only of second residential homes.

      • A maximum additional loan amount on remortgage of £5,000 can be taken for the purpose of Home Improvements.

      • The product is available for Second Time Buyers only.

      • The property is not to be let.

      • This mortgage product is not portable.

      • Interest is calculated on a monthly basis.

      • Product Code DA8c

      • The overall cost for comparison is 4.5% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.

      • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.

  • Second Home (Home from Home) 65% LTV View Details

    Initial Rate	Followed By	APR	ERC	Max LTV	Arr Fee	Monthly Repayment
    3.49%	4.49%	4.4%	3% for 3 years	65%	£495.00

    Product Features

    • Features

      • This is a Second Home product which offers a discounted rate off 2.00% of the Society’s Standard Variable Rate (SVR) for 3 years, currently 3.49%.

      • The interest rate will then revert to a rate discounted by 1.00% off the SVR for the remainder of the term (currently 4.49%).

      • The product is available for mortgages between £30,000 - £350,000.

      • The minimum age for this product is 25 years and the maximum age is 70 years.

      • Minimum term of 5 years and a maximum term of 30 years

      • The product is available for purchases and remortgages for owner occupation only of second residential homes only.

      • Maximum sums of £5k can be raised for the purpose of Home Improvements.

      • The product is available for Second Time Buyers only.

      • The property is not to be let.

      • This mortgage is not portable.

      • Interest is calculated on a monthly basis.

      • Product Code DA11a

      • The overall cost for comparison is 4.4% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.

      • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.