First Time Buyer

£
£
Mortagages
Filter by:
Filter:
Include:
  • Variable

    • Standard Variable Rate mortgage (purchase) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      5.49% N/A% 5.7% 3% for 3 years 80% £495.00
      Product Features
      • Features

        • The Society's Standard Variable Rate (SVR) for the term of the mortgage, currently 5.49%.
        • Available on a Capital and Interest repayment basis.
        • The product is available for mortgages between £30,000 - £270,000.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • The product is available for purchases only and not for remortgages.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA1c
        • The overall cost for comparison is 5.7% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
    • Permanent Discount from our SVR (purchase) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      4.89% N/A% 5.1% 3% for 3 years 70% £495.00
      Product Features
      • Features

        • A discounted rate of 0.60% from the Society's Standard Variable Rate (SVR) for the term of the mortgage (the SVR is currently 5.49%)
        • Available on a Capital and Interest repayment basis.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • The product is available for purchases only.
        • The product is available for mortgages between £30,000 and £350,000.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA4d.
        • The overall cost for comparison is 5.1% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE