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Mortagages
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  • Discount

    • 3 Year Discount from our BTL Managed Rate 75% LTV View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      4.24% 5.49% 5.4% 3% for 3 years 75% £749.00
      Product Features
      • Features

        • A discounted rate of 1.25% from the Society's Buy to Let Managed rate for three years (the Buy to Let Managed Rate is currently 5.49%)
        • Available for mortgages between £30,000 and £250,000.
        • Minimum deposit of £30,000 is required.
        • Minimum age at inception is 30 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 25 years.
        • A maximum £30,000 of Home Improvement capital raising funds are allowed for this product, funds to be used exclusively for the subject property.
        • Minimum period of ownership of current property one year before remortgage permitted.
        • Not available for First Time Buyers. Applicants must be owner-occupiers with a mortgage of 80% or less seeking to purchase/re-mortgage one or more BTL properties.
        • Applicants may have no more that 4 properties within their BTL property portfolio (including this application).
        • Minimum property value is £80,000.
        • Homes in multiple occupation are not permitted.
        • Maximum LTV for flats is 70%.
        • Interest is calculated on a monthly basis.
        • Product Code BDM6a.
        • The overall cost for comparison is 5.4% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
        • YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
    • 3 Year Discount from our BTL Managed Rate 65% LTV View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      3.99% 5.49% 5.4% 3% for 3 years 65% £749.00
      Product Features
      • Features

        • A discounted rate of 1.50% from the Society's Buy to Let Managed rate for three years (the Buy to Let Managed Rate is currently 5.49%)
        • Available for mortgages between £30,000 and £250,000.
        • Minimum deposit of £30,000 is required.
        • Minimum age at inception is 30 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 25 years.
        • A maximum £30,000 of Home Improvement capital raising funds are allowed for this product, funds to be used exclusively for the subject property.
        • Minimum period of ownership of current property one year before remortgage permitted.
        • Not available for First Time Buyers. Applicants must be owner-occupiers with a mortgage of 80% or less seeking to purchase/re-mortgage one or more BTL properties.
        • Applicants may have no more that 4 properties within their BTL property portfolio (including this application).
        • Minimum property value is £80,000.
        • Homes in multiple occupation are not permitted.
        • Interest is calculated on a monthly basis.
        • Product Code BDM3d.
        • The overall cost for comparison is 5.4% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
        • YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
  • Variable

    • Standard Variable Rate mortgage (purchase) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      5.49% N/A% 5.7% 3% for 3 years 80% £495.00
      Product Features
      • Features

        • The Society's Standard Variable Rate (SVR) for the term of the mortgage, currently 5.49%.
        • Available on a Capital and Interest repayment basis.
        • The product is available for mortgages between £30,000 - £270,000.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • The product is available for purchases only and not for remortgages.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA1c
        • The overall cost for comparison is 5.7% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
    • Standard Variable Rate mortgage (remortgage) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      5.49% N/A% 5.7% 3% for 3 years 80% £495.00
      Product Features
      • Features

        • The Society's Standard Variable Rate for the term of the mortgage, currently 5.49%.
        • Available on a Capital and Interest repayment basis.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • This product is available for remortgages only.
        • Up to £30,000 can be raised for the purpose of Home Improvements.
        • Minimum period of property ownership one year before remortgage permitted.
        • The product is available for mortgages between £30,000 and £350,000.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA2c
        • The overall cost for comparison is 5.7% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your mortgage deal ends.
        • THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Permanent Discount from our SVR (purchase) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      4.89% N/A% 5.1% 3% for 3 years 70% £495.00
      Product Features
      • Features

        • A discounted rate of 0.60% from the Society's Standard Variable Rate (SVR) for the term of the mortgage (the SVR is currently 5.49%)
        • Available on a Capital and Interest repayment basis.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • The product is available for purchases only.
        • The product is available for mortgages between £30,000 and £350,000.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA4d.
        • The overall cost for comparison is 5.1% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
    • Permanent Discount from our SVR (remortgage) View Details

      Initial Rate Followed By APR ERC Max LTV Arr Fee Monthly Repayment
      4.89% N/A% 5.1% 3% for 3 years 70% £495.00
      Product Features
      • Features

        • A discounted rate of 0.60% from the Society's Standard Variable Rate (SVR) for the term of the mortgage (the SVR is currently 5.49%)
        • Available on a Capital and Interest repayment basis.
        • The product is available for mortgages between £30,000 and £350,000.
        • Minimum age at inception is 25 years and the maximum age at the end of the term is 70 years.
        • Minimum term of 5 years and a maximum term of 30 years.
        • The product is available for remortgages only.
        • Minimum period of property ownership one year before remortgage permitted.
        • Up to £30,000 can be raised for the purpose of Home Improvements.
        • Minimum property value is £125,000.
        • Interest is calculated on a monthly basis.
        • Product Code VA5d.
        • The overall cost for comparison is 5.1% APR. This is the Annual Percentage Rate (APR) which can be used to compare the total cost of different products.
        • Please note: any estimated monthly payments shown are for illustration purposes only. All estimated payments are based on the initial rate during the deal period and on a capital and interest repayment method. They do not take into account any fees or charges payable for changing your mortgage, or applicable interest rate when your initial mortgage deal ends.
        • THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE